Investing ethically for a better world
As ethical investors we draw a line in the sand. For some sectors of the economy it’s not a question...
Your pension is the money that makes up your income once you retire. It’s your piggy bank that locks away your money until you reach a certain age – that is your preservation age.
You save through your super during your working life and then when you retire, it becomes your source of income instead. Your pension can also benefit from specific tax advantages to help your money grow.
Because ethical issues are at the front of people’s minds, it doesn’t stop at everyday purchases.
An Australian Ethical Pension is for people who have concerns about the impact their money has on the planet, people and animals and our members want to invest in companies with a positive record on these issues.
Your pension is started with a lump sum from your super fund. You’ll need to open a pension account before you transfer your super money to your pension account after you’ve reached your preservation age. (Link to pension FAQ page)
To access super you must also have met a condition of release unless you’re setting up a transition to retirement pension.
A condition of release includes permanently retiring from the workforce after reaching preservation age, reaching age 65 or becoming terminally ill or becoming totally and permanently disabled.
When you open a pension with us, you’re putting yourself in the driver’s seat and making a conscious decision of where your retirement money goes – that is, keeping your mind engaged and making sure you understand what you are choosing to support, or not support.
Our benefits include:
The Australian Ethical Charter is a series of statements that guide both the positive side (investments we seek out) and the negative side (investments we avoid) of our ethical approach.
There are many ways to advocate and create change. From shareholder advocacy to divestment, and even engaging with government - find out more about how we advocate for our customers.
Transparency is key in creating change - so we measure and publish our portfolio's carbon footprint and benchmark ourselves against others. Learn more about the impact we are having.
We seek investments which:
We avoid investments in order to: