Investment options


Defensive

Investment objective

To provide members with a portfolio focused on preservation of capital through low risk income generating investments.

Recommended minimum investment timeframe

1 year

Risk Level - Very LowRisk Level  – Very Low

Strategic asset allocation*

Defensive Asset Allocation

Defensive
Asset class Range %
Interest-bearing investments 90 – 100
Cash 0 – 10

* The asset allocation shown is a strategic asset allocation and the actual allocation may vary within the range due to market movements, investments into or withdrawals from the option, or changes in the nature of the investment. This information is current as at 2 October 2018 and is subject to change.

Conservative

Investment objective

To provide members with returns only moderately above inflation over a medium time horizon with low to medium levels of investment risk.

Recommended minimum investment timeframe

3 years

Risk Level - Low To Medium

Risk Level – Low to medium

Strategic asset allocation*

Conservative Asset Allocation

Conservative
Asset class Range %
Interest-bearing investments & Cash 20 – 100
Property 0 – 15
Australian and New Zealand Shares^ 0 – 20
International Shares 0 – 20
Alternatives 0 – 15

* The asset allocation shown is a strategic asset allocation and the actual allocation may vary within the range due to market movements, investments into or withdrawals from the option, or changes in the nature of the investment. This information is current as at 2 October 2018 and is subject to change.

^ No more than 20% of the Super Fund’s exposure to Australian and New Zealand shares will come from securities listed on the New Zealand stock exchange.

Balanced (accumulation)

Investment objective

To provide a diversified portfolio that has an appropriate balance between income and capital growth investments with medium to high levels of risk. It aims to achieve returns of 3.5% p.a. above inflation over the medium to longer terms.

Recommended minimum investment timeframe

5 years

Risk Level - Medium To High

Risk Level – Medium to high

Strategic asset allocation*

Balanced Asset Allocation

Balanced@
Asset class Range %
Interest-bearing investments & Cash 10 – 50
Property 0 – 20
Australian and New Zealand Shares^ 10 – 50
International Shares 5 – 40
Alternatives 0 – 20

@ The Balanced (accumulation) option is an authorised MySuper product.

* The asset allocation shown is a strategic asset allocation and the actual allocation may vary within the range due to market movements, investments into or withdrawals from the option, or changes in the nature of the investment. This information is current as at 2 October 2018 and is subject to change.

^ No more than 20% of the Super Fund’s exposure to Australian and New Zealand shares will come from securities listed on the New Zealand stock exchange.

Growth

Investment objective

To provide long term growth accompanied by high levels of risk through holding mostly growth assets.

Recommended minimum investment timeframe

6 years

Risk Level - High

Risk Level – High

Strategic asset allocation*

Growth Asset Allocation

Growth
Asset class Range %
Interest-bearing investments & Cash 0 – 45
Property 0 – 20
Australian and New Zealand Shares^ 15 – 55
International Shares 10 – 50
Alternatives 0 – 20

* The asset allocation shown is a strategic asset allocation and the actual allocation may vary within the range due to market movements, investments into or withdrawals from the option, or changes in the nature of the investment. This information is current as at 2 October 2018 and is subject to change.

^ No more than 20% of the Super Fund’s exposure to Australian and New Zealand shares will come from securities listed on the New Zealand stock exchange.

Advocacy

Investment objective

To provide long term growth accompanied by high levels of risk through investment in listed companies on Australian and international stock exchanges.

Recommended minimum investment timeframe

7 Years

Risk Level - High

Risk Level – High

Strategic asset allocation*

Advocacy Asset Allocation

Advocacy
Asset class Range %
Cash 0 – 15
Australian and New Zealand Shares^ 55 – 85
International Shares 10 – 40

* The asset allocation shown is a strategic asset allocation and the actual allocation may vary within the range due to market movements, investments into or withdrawals from the option, or changes in the nature of the investment. This information is current as at 2 October 2018 and is subject to change.

^ No more than 20% of the Super Fund’s exposure to Australian and New Zealand shares will come from securities listed on the New Zealand stock exchange.

International Shares

Investment objective

To provide long-term growth accompanied by high levels of risk through investment in overseas companies.

Recommended minimum investment timeframe

7 Years

Risk Level - High

Risk Level – High

Strategic asset allocation*

International Shares Asset Allocation

International shares
Asset class Range %
Cash 0 – 15
International Shares 85 – 100

 

* The asset allocation shown is a strategic asset allocation and the actual allocation may vary within the range due to market movements, investments into or withdrawals from the option, or changes in the nature of the investment. This information is current as at 2 October 2018 and is subject to change.

Australian Shares

Investment objective

To provide long-term growth accompanied by very high levels of risk through investment in Australian and New Zealand companies with a bias to Australian shares.

 

Recommended minimum investment timeframe

7 years

Risk Level - Very High

Risk Level – Very high

Strategic asset allocation*

Australian Shares Asset Allocation

Australian Shares
Asset class Range %
Cash 0 – 20
Australian and New Zealand Smaller Companies^ 80 – 100

* The asset allocation shown is a strategic asset allocation and the actual allocation may vary within the range due to market movements, investments into or withdrawals from the option, or changes in the nature of the investment. This information is current as at 2 October 2018 and is subject to change.

^ No more than 20% of the Super Fund’s exposure to Australian and New Zealand shares will come from securities listed on the New Zealand stock exchange.


Performance and portfolio information

We may make changes to the investment option from time-to-time, including changes to the types of assets held. We will notify members of significant changes. You can also keep up-to-date with the option’s unit price, performance and portfolio holdings through our website. The information provided is current as of 2 October 2018.


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