Fees and costs

This page provides information on the fees and other costs that you may be charged for investing in the Funds. These fees and costs may be deducted from your investment, from the investment returns, or from the Fund’s assets as a whole.

You will need to read each Fund’s Product Disclosure Statement (PDS) for the full list and explanation of fees and costs, as well as examples on how these fees and costs affect your investment.

If you consult a financial adviser, additional fees may be payable to the adviser. You should refer to the Adviser’s Statement of Advice for details.

Retail Investors

Type of fee or cost Amount How and when paid
Fees when your money moves in or out of the Fund
Establishment fee Nil Not applicable
Contribution fee Nil Not applicable
Withdrawal fee Nil Not applicable
Termination fee Nil Not applicable
Management costs
The fees and costs for managing your investment Retail management fee
Cash Fund 1.0% p.a. Management costs are included in the unit price for each investment option and are inclusive of GST.
Fixed Interest Fund 1.5% p.a.
Balanced Fund 2.5% p.a.
Advocacy Fund 2.2% p.a.
Diversified Shares Fund 2.2% p.a.
Australian Shares Fund 2.5% p.a.
International Shares Fund 2.2% p.a.
Emerging Companies Fund 2.2% p.a. plus Performance Fee of 20% of performance above the hurdle*

* See the Product Disclosure Statement for further details.

Transaction costs such as brokerage, settlement costs and duties may be incurred when buying and selling assets of the Funds. When you invest, switch or withdraw all or part of your investment, we will use a buy-sell spread to recover these transaction costs for the Fund and to ensure other investors are not paying the costs of your transaction. The buy-sell spread is an adjustment to the application and redemption unit prices.

Managed Fund Buy / sell spread %
Cash Fund Nil
Fixed Interest Fund Nil
Balanced Fund 0.15 / 0.15
Advocacy Fund 0.15 / 0.15
Diversified Shares Fund 0.15 / 0.15
Australian Shares Fund 0.15 / 0.15
International Shares Fund 0.20 / 0.20
Emerging Companies Fund 0.20 / 0.20

Wholesale Investors 

Wholesale Managed Fund Management fee Condition for access^
Cash Fund (Wholesale) 0.50% p.a. $25,000 minimum
Fixed Interest Fund (Wholesale) 0.65% p.a. $25,000 minimum
Advocacy Fund (Wholesale) 0.95% p.a. $25,000 minimum
Diversified Shares Fund (Wholesale) 0.95% p.a. $25,000 minimum Investment in the Diversified Shares Fund, plus investor must maintain $500,000 Investment across Australian Ethical’s Managed funds
Australian Shares Fund (Wholesale) 0.95% p.a. $25,000 minimum Investment in the Australian Shares Fund, plus investor must maintain $500,000 Investment across Australian Ethical’s Managed funds
International Shares Fund (Wholesale) 1.35% p.a. $25,000 minimum
Emerging Companies Fund (Wholesale) 1.20% p.a. plus Performance Fee of 20% of performance above the hurdle* $25,000 minimum

* See the Product Disclosure Statement for further details.

^ Conditions may vary for investors via platforms, mFund Settlement Service and superannuation master trusts.

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