Risk/return profiles
We have six pension ethical investment options ready-made for you to pick from to suit your needs. Each have different risk profiles for you to choose from based on your financial objectives, risk tolerance and personal financial situation.This chart represents the potential risk and investment returns characteristics of our pension investment options.
It is not a forecast of actual risk or returns. The scale is indicative only.
Defensive
With a short-investment timeframe you seek to conserve capital and ensure stable income.
Neutral
With a medium-term investment timeframe you seek lower volatility, but with some growth and income.
Growth
With a longer-term investment timeframe you are able to accept higher risk, seek growth and are not reliant on income produced by your investments.
6 pension investment options
| Minimum timeframe | Investment Risk | ||
| Defensive | 1 year | Very low | LEARN MORE |
| Conservative | 3 years | Low to medium | LEARN MORE |
| Balance (pension) | 5 years | Medium to high | LEARN MORE |
| Growth | 6 years | High | LEARN MORE |
| International shares | 7 years | High | LEARN MORE |
| Australian shares | 7 years | Very high | LEARN MORE |
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