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End of financial year cut-off dates and information about making contributions to your superannuation.
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Pension options

Risk/return profiles

We have six pension ethical investment options ready-made for you to pick from to suit your needs. Each have different risk profiles for you to choose from based on your financial objectives, risk tolerance and personal financial situation.This chart represents the potential risk and investment returns characteristics of our pension investment options.
It is not a forecast of actual risk or returns. The scale is indicative only.



With a short-investment timeframe you seek to conserve capital and ensure stable income.


With a medium-term investment timeframe you seek lower volatility, but with some growth and income.


With a longer-term investment timeframe you are able to accept higher risk, seek growth and are not reliant on income produced by your investments.

6 pension investment options

Minimum timeframe Investment Risk
Defensive 1 year Very low LEARN MORE
Conservative 3 years Low to medium LEARN MORE
Balance (pension) 5 years Medium to high LEARN MORE
Growth 6 years High LEARN MORE
International shares 7 years High LEARN MORE
Australian shares 7 years Very high LEARN MORE


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