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Pension options

Pension options

6 ethical pension options

We have six ethical pension investment options ready-made for you to pick from to suit your needs. Each have different risk profiles for you to choose from based on your financial objectives, risk tolerance and personal financial situation.

A full explanation of all the Option features including fees and costs that you may be charged for investing in the Option is provided in the Product Disclosure Statement and the fee information page. For further information about the Option and how we assess investments using our Ethical Criteria, please read the Additional Information Booklet, Target Market Determination and the Ethical Guide.

Defensive Defensive
Risk:
Very low
Time:
1 yr
Conservative Conservative
Risk:
Low to medium
Time:
4 yrs
Balanced Balanced (pension)
Risk:
Medium
Time:
6 yrs
Australian Shares Australian Shares
Risk:
Very high
Time:
7 yrs
International International Shares
Risk:
High
Time:
7 yrs
Growth Growth
Risk:
High
Time:
9 yrs

Historical risk and returns

This chart represents the potential risk and return characteristics of our super and pension investment options based on historical data. It is not a forecast of actual risk or investment returns. The scale is indicative only.

Graph comparing historical risk and return of 7 ethical super investment options

Defensive: You want to keep your money safe and earn a steady, small return. You’re planning to use your money soon, so you don’t want to take big risks.

Neutral: You’re okay with a bit of up and down, but still want your money to grow slowly over time. You might use it in the medium term, so you want a balance between safety and growth.

Growth: You don’t need the money for a long time, so you’re happy to take more risks to grow your money more. You’re not worried about short-term ups and downs.

Invest with heart

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Australian Ethical offices are located on the lands of the Gadigal and Wurundjeri People.
Australian Ethical acknowledges the Traditional Owners of the countries on which we work, and recognise and celebrate their continuing connection to land, waters and culture. We pay our respects to Elders past and present and thank them for protecting Country since time immemorial.

See our Reconciliation Action Plan