Overview
To provide a diversified portfolio that has an appropriate balance between income and capital growth investments with a medium level of risk.
The Fund aims to achieve returns 3.25% above inflation1 after investment fees and taxes over a 10 year period.
1 The measure of inflation is the Consumer Price Index (Trimmed mean) released by the Australian Bureau of Statistics on a quarterly basis.
| Minimum investment timeframe |
8 years |
|---|---|
| Risk level |
Medium |
| Investors that the Fund may suit |
Members comfortable with a medium level of risk that have an investment timeframe horizon of at least 8 years |
Performance
| Balanced | 5.5% | 7.4% | 6.7% | 4.3% | 7.6% | 4.1% | 1.0% | 4.6% | 0.6% | 6.4% (31 Dec 1998) |
|---|
Annual fees for Balanced on a $50k balance
Before tax rebate:
$193
Admin fees
$68 & 0.25% p.a
+
$415
Investment fees & costs
0.83% p.a
+
$25
Transaction costs
0.05% p.a
=
$633
Total fees & costs
~1.27% of balance
After tax rebate:
$164
Admin fees
$57.8 & 0.21% p.a
+
$367
Investment fees & costs
0.73% p.a
+
$25
Transaction costs
0.05% p.a
=
$556
Total fees & costs
~1.11% of balance
This is an example of the ongoing annual fees and costs for this option over a one-year period. Additional fees and costs may apply. Exit fees do not apply. Read our Super Product Disclosure Statement (PDS) for more details.
- Administration fees cover the administration and operation of the super fund, things like our dedicated in-house call centre and our administration provider. Note that you will not be charged for contacting our call centre.
- Investment fees and costs cover the investment of your money including the thorough ethical research process.
- Transaction costs are associated with the sale and purchase of assets, such as brokerage, these costs aren't paid to us.
Sustainability indicators
Our ethical investment approach favours companies and portfolios with stronger sustainability characteristics. The sustainability indicators presented below are for the investment by this option in listed shares at 30 June 2025 for which we have relevant sustainability data.
These listed shares are 58% of total investments of this option, and the indicators are not applicable to the other investments of the option.
Sustainable Solutions Revenue Breakdown
Below is the estimated annual revenue earned by these listed companies that has been identified as contributing to sustainability goals such as the Sustainable Development Goals. The Sustainable Development Goals were set by the United Nations as a blueprint on how to achieve a better and more sustainable future. Find out more at sdgs.un.org/goals.
This is a general indication only and relates only to 58% of the investments of this option. The revenue is calculated per $1M invested in these listed shares and based on shareholdings at 30 June 2025.
Case studies
We know it can be difficult to imagine the real world impact that your super has. Explore the case studies below to learn more about some of the companies we're invested in.
Asset allocation
More information
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Compared to a general share market benchmark selected as an appropriate investment benchmark for this option or fund, and based on shareholdings at 30 June 2024 and analysis tools provided by external sources accessed on 03 July 2024. More details here.
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Carbon intensity (tonnes CO2e/A$M revenue) of the listed companies is calculated as this option or fund's share of annual carbon emissions of the companies (including their scope 1 and scope 2 emissions), divided by this option or fund's share of annual revenue earned by those companies. More details here.
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Based on the revenue from sustainable impact solutions earned by the listed companies and the proportion of the listed share investments in renewables and energy solutions. Sustainable impact criteria and data is provided by external sources and aims to measure revenue exposure to sustainable impact solutions and support actionable thematic allocations in line with the U.N. Sustainable Development Goals (SDGs), EU Taxonomy of Sustainable Activities, and other sustainability related frameworks. More details here.