There could be benefits to combining your other super with your Australian Ethical Super account:

• Our portfolio is 75% less carbon intensive: The carbon intensity (tonnes of CO2 equivalent per dollar company revenue) for our listed share investments at 30 June 2024 is 75% lower than a mainstream share market benchmark^(1,2)
  
• You could save on fees
  
  
• Easier to keep track: Less paperwork and track your super balance more easily.

Click here to learn more about combining your super.

If you are already a member:

You can combine your super in your member portal.

• Login then go to ‘Combine super’ in the ‘Your to do list’
• OR go to ‘More’ then ‘Combine Super’
• OR fill in our super rollover form and upload it to your member portal

Alternatively, you can request to combine your super:

• in your myGov account
• OR by calling and informing us of your previous fund name(s) and member/account number(s)

If you are not a member yet:

You can join online and roll your super over combine your super (rollover) during the join process. We’ll search for your existing super with the Australian Tax Office (ATO) using 2 forms of Australian government ID and your Tax File Number (TFN).
You can review the search results to decide how much to transfer.

Then sit back & relax, we’ll do the rest and inform you when it’s done, often after 7 - 10 business days.

If you have any questions, please call us on 1800 021 227 8:30am to 5:30pm (AEST), Monday - Friday. 

You can combine your super funds through your member portal, by filling in our super rollover form and uploading it via your member portal or by calling 1800 021 227.

1. Consider Insurance
   If you have insurance with another fund, you may lose your cover when you rollover all your funds to Australian Ethical Super. Consider that you can either: 
   – Keep your existing fund’s cover; OR 
   – Transfer insurance cover after you join 
   
   You may be eligible to transfer the insurance cover you have with your other fund over to us using the Transfer of insurance cover form.
   
   Please refer to the Insurance Guide or call us for more information.
   
   
   
2. Check with your employer 
   Check whether combining your super will affect how much your employer contributes. 
   
   
3. Make an informed decision
   Please read the Product Disclosure Statement and Target Market Determination before making a decision. We recommend you seek professional advice from a licensed financial adviser. This is particularly important if you're in a defined benefit fund. 
   
   
4. You might not be able to transfer some of your super
   Certain funds, such as some government funds, have rules that do not allow you to transfer your super to another fund. If your request to transfer your super is rejected by your other fund, we will let you know. 

The benefits of providing your tax file number (TFN) are:

• Australian Ethical will be able to accept all permitted types of contributions to your account(s). 
• You will not pay more tax than you need to. This affects both contributions to your super and benefit payments when you start drawing down your super benefits. 
• It will make it much easier to find different super accounts in your name so that you receive all your super benefits when you retire. 
• Australian Ethical will be able to use the ATO SuperTICK service to verify your TFN, name and date of birth. 

Australian Ethical Super is authorised by law to ask for your TFN.

Providing your TFN will make sure you won't pay more tax than you need to. There are other benefits of providing your TFN.

When we have your TFN, we will only use it for lawful purposes based on current legislation. We may pass your TFN to any other super fund or account to which your super is transferred in the future, unless you request in writing that this is not to be done.

Once you have provided your consent above, it will remain effective until such time as you advise us to remove it. To remove consent please contact us on 1800 021 227 Monday to Friday 8.30am to 5.30pm AEST/AEDT. 

First you need to make sure you have an account with us.  You can do this by joining online. During the limited service period, we will securely hold onto your details, update you regularly via email, and process your application as soon as we can. After your application is processed, we will send you your new account details to commence combining funds from your SMSF to your new Australian Ethical superannuation account.  

Australian Ethical must use SuperStream to roll over your super benefits. This means your SMSF will need an electronic service address (ESA) and Australian business number (ABN). You can get an ESA from an SMSF messaging provider or through your SMSF intermediary/administrator. 

For more information, please refer to the ATO self-managed super fund rollover page. 

For combining super, we accept the following official items for ID verification –

Recommended:

• Australian Drivers License 
• Medicare Card
• Australian Passport

Further options:

• Australian Visa
• Birth Certificate
• Centrelink/Services Australia Card
• Australian Citizenship Certificate