Combining your super into a single fund can make it easier to manage your retirement savings and reduce the dollar-based administration fees you pay. This might include bringing together super from past employers or accounts opened through different workplaces.  

At Australian Ethical, we invest to deliver long-term returns, supporting companies that help people, planet, and animals - and restricting⁺ those that cause harm, so that you can feel confident in your future but also that your money is a force for good. 

When you bring your super together with Australian Ethical, you join a growing community using the collective power of super to drive real, positive change. 
 

Once you’ve submitted your request, the process to combine your super usually takes around 3 business days, but sometimes longer, depending on how quickly your other fund releases the balance. 

We’ll keep you updated along the way, and you’ll receive confirmation once the transfer is complete.

If you are already a member:

You can combine your super in your member portal.

• Login then go to ‘Combine super’ in the ‘Your to do list’
• OR go to ‘More’ then ‘Combine Super’
• OR fill in our super rollover form and upload it to your member portal

Alternatively, you can request to combine your super:

• in your myGov account
• OR by calling and informing us of your previous fund name(s) and member/account number(s)

If you are not a member yet:

You can join online and roll your super over during the join process. We’ll search for your existing super with the Australian Tax Office (ATO) using 2 forms of Australian government ID and your Tax File Number (TFN).
You can review the search results to decide how much to transfer.

If you have any questions, please call us on 1800 021 227 8:30am to 5:30pm (AEST), Monday - Friday. 

You can combine your super funds through your member portal, by filling in our super rollover form and uploading it via your member portal or by calling 1800 021 227.

Before combining your super, check what insurance cover or other benefits you have with your existing funds. You can review your statements or log in to your myGov account linked to the ATO to see all your active and inactive super accounts. 

It’s also helpful to compare fees, investment options and performance across your accounts. If you hold investments outside of super, such as managed funds or ETFs, it’s worth reviewing how these fit into your overall goals.  

Please read the Product Disclosure Statement and Target Market Determination before making a decision. We recommend you seek professional advice from a licensed financial adviser. This is particularly important if you're in a defined benefit fund.

Certain funds, such as some government funds, have rules that do not allow you to transfer your super to another fund. If your request to transfer your super is rejected by your other fund, we will let you know.

If you are already a member:

You can combine your super in your member portal.

• Login then go to ‘Combine super’ in the ‘Your to do list’
• OR go to ‘More’ then ‘Combine Super’
• OR fill in our super rollover form and upload it to your member portal

Alternatively, you can request to combine your super:

• in your myGov account
• OR by calling and informing us of your previous fund name(s) and member/account number(s)

If you are not a member yet:

You can join online and roll your super over during the join process. We’ll search for your existing super with the Australian Tax Office (ATO) using 2 forms of Australian government ID and your Tax File Number (TFN).
You can review the search results to decide how much to transfer.

If you have any questions, please call us on 1800 021 227 8:30am to 5:30pm (AEST), Monday - Friday. 

When you combine super, your insurance cover with other funds will usually be cancelled once the transfer is complete. If you want to keep that cover, you should check with your existing fund before consolidating. 

Australian Ethical Super offers insurance options within our super accounts. You can review these options to see whether they suit your situation. For personal guidance on your insurance needs, consider speaking with an authorised financial adviser.

The benefits of providing your tax file number (TFN) are:

• Australian Ethical will be able to accept all permitted types of contributions to your account(s). 
• You will not pay more tax than you need to. This affects both contributions to your super and benefit payments when you start drawing down your super benefits. 
• It will make it much easier to find different super accounts in your name so that you receive all your super benefits when you retire. 
• Australian Ethical will be able to use the ATO SuperTICK service to verify your TFN, name and date of birth. 

Australian Ethical Super is authorised by law to ask for your TFN.

Providing your TFN will make sure you won't pay more tax than you need to. There are other benefits of providing your TFN.

When we have your TFN, we will only use it for lawful purposes based on current legislation. We may pass your TFN to any other super fund or account to which your super is transferred in the future, unless you request in writing that this is not to be done.

Once you have provided your consent above, it will remain effective until such time as you advise us to remove it. To remove consent please contact us on 1800 021 227 Monday to Friday 8.30am to 5.30pm AEST/AEDT. 

First you need to make sure you have an account with us.  You can do this by joining online. During the limited service period, we will securely hold onto your details, update you regularly via email, and process your application as soon as we can. After your application is processed, we will send you your new account details to commence combining funds from your SMSF to your new Australian Ethical superannuation account.  

Australian Ethical must use SuperStream to roll over your super benefits. This means your SMSF will need an electronic service address (ESA) and Australian business number (ABN). You can get an ESA from an SMSF messaging provider or through your SMSF intermediary/administrator. 

For more information, please refer to the ATO self-managed super fund rollover page. 

Yes. You can find and consolidate any lost or inactive super accounts through your myGov account or when you join Australian Ethical Super. Once located, these balances can be transferred into your active super account so your money continues to work for your future. 

For more information on how to consolidate your super funds, you can explore the resources above or reach out to our team. 

For combining super, we accept the following official items for ID verification –

Recommended:

• Australian Drivers License 
• Medicare Card
• Australian Passport

Further options:

• Australian Visa
• Birth Certificate
• Centrelink/Services Australia Card
• Australian Citizenship Certificate