Balanced Fund
Balanced Fund
Overview
OBJECTIVE
To provide investors with a balance between capital growth and a moderate level of income through a diversified portfolio of assets that meet our Ethical Criteria.
The Retail Fund aims to achieve returns 3.00% above inflation after management costs over a 10 year period. The Wholesale Fund aims to achieve returns 3.50% above inflation after management costs over a 10 year period.
INVESTMENT STRATEGY
The opportunity to invest in a diversified portfolio of asset types and markets to reduce the volatility of returns. Asset classes include, but are not limited to, Australian and international shares, property and fixed income securities.
Fund facts
Overview | |
---|---|
$238.43m
|
Mixed Asset
|
SAA Weighted Index
|
28/03/2018
|
8 years
|
Medium to high
|
AU60AUG00176
|
AUG0017AU
|
Fees and costs | |
---|---|
$25,000 minimum in the Fund and $200,000 investment across Australian Ethical’s managed funds.
|
0.89% p.a.
|
0.01%
|
0.10% / 0.10%
|
Distribution | |
---|---|
Up to twice per year
|
30 June & 31 December
|
A full explanation of all the Fund features including fees and costs that you may be charged for investing in the Fund is provided in the Fund’s Product Disclosure Statement (Retail PDS, Wholesale PDS) and the fee information page. For further information about the Fund and how we assess investments using our Ethical Criteria, please read the Additional Information Booklet and the Ethical Guide.
1. The indices that compose the SAA Weighted Index can be found here. The current benchmark may not have been the benchmark for all periods.
Overview | |
---|---|
$99.78m
|
Mixed Asset
|
SAA Weighted Index
|
16/10/1989
|
8 years
|
Medium to high
|
AU60AUG00010
|
AUG0001AU
|
Fees and costs | |
---|---|
$1,000 or $500 with a Regular investor plan
|
1.55% p.a.
|
0.00%
|
0.10% / 0.10%
|
Distribution | |
---|---|
Up to twice per year
|
30 June & 31 December
|
A full explanation of all the Fund features including fees and costs that you may be charged for investing in the Fund is provided in the Fund’s Product Disclosure Statement (Retail PDS, Wholesale PDS) and the fee information page. For further information about the Fund and how we assess investments using our Ethical Criteria, please read the Additional Information Booklet and the Ethical Guide.
1. The indices that compose the SAA Weighted Index can be found here. The current benchmark may not have been the benchmark for all periods.
Portfolio
Top 10 Holdings | Allocation |
---|---|
DEXUS HEALTHCARE PROPERTY FUND ORDINARY UNITS | 4.0% |
INVESTA PROPERTY GROUP | 2.7% |
BALANCED TM | 1.5% |
APPLE INC | 1.5% |
MICROSOFT CORP | 1.2% |
U/K REPO FV 33-1M US TREAS 2-25 0541 MTY 02/10/23 | 0.9% |
WESTPAC BANKING CORPORATION ORD F/PD SHARES | 0.9% |
DEXUS WHOLESALE PROPERTY FUND | 0.9% |
U/K REPO FV 31-7M US TREAS 2-375 1149 MTY 03/10/23 | 0.8% |
ALPHABET INC-CL A | 0.8% |
Performance
Fund | Benchmark | |
---|---|---|
-2.9% | -1.7% | |
-5.2% | -3.5% | |
-3.2% | -2.0% | |
2.2% | 3.7% | |
4.3% | 5.8% | |
6.1% | 6.0% | |
- | - | |
5.9% | 6.0% |
The performance data is updated on a monthly basis.
Total returns are calculated:
- using the sell (exit) price
- net of management fees
- gross of tax
- as if distributions of income have been reinvested at the actual distribution reinvestment price
- the actual returns received by an investor will depend on the timing, buy and exit price of individual transactions.
Figures showing a period of less than one year have not been adjusted to show an annual total return. Figures for periods of greater than one year are on a per annum compound basis.
Return of capital and the performance of your investment in the fund are not guaranteed. Past performance is not a reliable indicator of future performance.
Fund | Benchmark | |
---|---|---|
-2.9% | -1.7% | |
-5.4% | -3.5% | |
-3.5% | -2.0% | |
1.6% | 3.7% | |
3.5% | 5.8% | |
5.3% | 6.0% | |
5.8% | 6.7% | |
6.4% | 7.1% |
The performance data is updated on a monthly basis.
Total returns are calculated:
- using the sell (exit) price
- net of management fees
- gross of tax
- as if distributions of income have been reinvested at the actual distribution reinvestment price
- the actual returns received by an investor will depend on the timing, buy and exit price of individual transactions.
Figures showing a period of less than one year have not been adjusted to show an annual total return. Figures for periods of greater than one year are on a per annum compound basis.
Return of capital and the performance of your investment in the fund are not guaranteed. Past performance is not a reliable indicator of future performance.
Investment commentary
Check out our latest Balanced Fund commentary for the quarter ended 30 September 2023.

Resources
Ways to invest
Directly with Australian Ethical
Complete our online or paper application form. You may be asked for your IDs for verification purposes.
Through a platform
You could also invest through a range of platforms, which are typically used by advisers. If you don’t have an adviser but would like to find one, visit the Responsible Investment Association Australasia or the Financial Planning Association.
See available platforms