Everything you need this end of financial year — from key cut-off dates to helpful guidance on making a personal contribution.
Key dates
Cut-off times and dates for processing of additional super contributions can be found below.
If eligible, additional contributions may help your super position and provide tax benefits this financial year. If you plan to claim a tax deduction, you’ll need to submit a Notice of Intent to Claim form with the instructions listed below underneath the Notice of Intent to Claim heading and receive confirmation before lodging your tax return.
There are limits on the total amount of contributions you can make into super each financial year without paying extra tax. You may wish to speak to a financial adviser before making contributions.
How to make BPAY® contributions to your super
You can make a personal contribution to your Super by transferring money from your bank account via BPAY.
To find your BPAY details and Reference Number:
- Log in to your member portal.
- Click Transactions in the top menu.
- Select Make a contribution on the right-hand side of the page.
- If you’re going to claim a tax deduction, you need to complete our digital Notice of Intent to Claim form.
Note: Make sure you wait until after your contribution is visible in your online account before you complete the notice of intent to claim form.
Before you contribute, it’s important to keep contribution limits in mind, as additional tax may apply if you exceed them. For more information, visit the ATO website.
Notice of Intent to Claim
Remember to submit your digital Notice of Intent to Claim form before lodging your tax return. You'll need to notify us of your intent to claim a tax deduction within the required timeframes. Fill out the digital Notice of Intent to Claim form to claim a deduction for the 25/26 financial year:
- Before you lodge your tax return for the 25/26 financial year, or
- By 24 June 2027, whichever is earlier
Or to claim for the 24/25 financial year, you'll need to keep in mind the dates below:
- Before you lodge your tax return for the 24/25 financial year
- By 4pm AEST on 24 June 2026, whichever is earlier
Before making any decisions, we recommend you consider your personal circumstances and speak with your financial or tax adviser.
Government Co-contributions
If you're a low or middle-income earner and make personal non-concessional (after-tax) contributions to your super fund, the government may also make a co-contribution up to a maximum of $500.
The government co-contribution you receive depends on your income and how much you contribute
You don't need to apply for the super co-contribution. When you lodge your tax return, the ATO will work out if you're eligible. If your super fund has your tax file number (TFN), it will be paid to your super account automatically.