Legal Disclaimer

General information only

Please be aware that this website provides you with general information only and does not take account of your individual investment objectives, financial situation or needs. Before acting on it, consider its appropriateness to your circumstances. Our financial services guide (FSG) (77 KB), managed funds product disclosure statements (PDS) and super product disclosure statement (PDS) should be considered before making an investment decision.

You should consider seeking independent advice from an accredited financial adviser before deciding whether to acquire, or continue to hold, units in the fund or interests in the fund.

Liability

Australian Ethical does not warrant the accuracy, adequacy or completeness of the information contained in this website. We accept no responsibility for any decision taken on the basis of the information shown on or omitted from this website.

Jurisdiction

This website is not an offer or recommendation to you to buy or sell securities or other investment products, nor a solicitation for deposits or other business whether directly or indirectly, in any state, foreign country or any other jurisdiction (other than Australia) where such offering or solicitation may not lawfully be made.

Copyright

© Copyright in these web pages is owned by Australian Ethical Investment Ltd.

Issuer and registration details

Managed funds

Units in the managed funds are issued by Australian Ethical Investment Ltd (ABN 47 003 188 930, Australian Financial Services Licence No. 229949)

Wholesale units

Superannuation

Interests in the Australian Ethical Retail Superannuation Fund (‘the Fund’) are offered by Australian Ethical Investment Ltd by arrangement with its subsidiary and Trustee of the Fund, Australian Ethical Superannuation Pty Ltd (ABN 43 079 259 733, Registrable Superannuation Entity Licence No. L0001441). Australian Ethical Investment Ltd is licensed to deal, to offer interests in the Fund and to give advice about the Fund.

Legal effect of documentation

This website does not take the place of the legal document known as the ‘Trust Constitution’ which governs the operation of the managed funds. The Trust Constitution is binding on the responsible entity, Australian Ethical Investment Ltd and the unitholders. If any dispute arises concerning any aspect of the managed funds, the Trust Constitution (and the law) will always be the final authority. A copy of the Trust Constitution is available for inspection from Australian Ethical Investment Ltd.

This website does not take the place of the legal document known as the Trust Deed which governs the operation of  the Fund. The Trust Deed is binding on the Trustee, employer sponsors and members of the Fund. If any dispute arises concerning benefits or any other aspect of the Fund, the Trust Deed (and the law) will always be the final authority. A copy of the Trust Deed is available for inspection from Australian Ethical Superannuation Pty Ltd.

About returns performance

Return of capital and the performance of your investment in the Fund and the managed funds are not guaranteed.
Past performance is not a reliable indicator of future performance.

Figures showing a period of less than one year have not been adjusted to show an annual total return. Figures for periods of greater than one year are on a per annum compound basis.

Calculating returns for superannuation

Calculating returns for managed funds

Total returns are calculated:

Buy-sell spread

The buy-sell spread is an adjustment to the unit price to create a difference between the entry and exit price for each managed fund and each superannuation investment option. It is designed to cover the transaction costs when you buy or sell units so that these costs are not passed onto other investors. The buy-sell spread is built into the unit price and therefore does not appear on investor statements. The buy-sell spread is not paid to the manager of the managed funds or super fund. The buy-sell spread for our products are reviewed from time to time and may change. If the buy-sell spread is changed, it will be updated on this website.

Transacting

Superannuation

Each investment option within the Fund is unitised. Valuation normally occurs weekly and this price is used when contributions or withdrawals are made to determine the number of interest to be issued or redeemed. When processing contributions or withdrawals, the price used will be the last available price calculated prior to the contribution or withdrawal request being received. An instruction to switch investments between investment options will be allocated on a forward pricing basis, and will be held for processing until the next unit price is available. This is to prevent members of the fund taking advantage of market movements to the detriment of other members.

Managed funds

The close of business price will be used for investment applications or redemption (withdrawal) requests received before or at 3:00pm Sydney time on a business day. Applications or redemptions received after 3:00pm or on a non-business day are processed using the close of business price for the next business day.

Applications and withdrawals received via a platform or mFund may have a different processing cut-off time applied. You should contact your financial adviser or broker to determine if a different cut-off time may apply for applications or withdrawals.

Date of portfolios

The full portfolio listings are intentionally dated in order to protect Australian Ethical’s intellectual property.

Applications to invest

Applications to invest in superannuation or the managed funds can only be accepted if you live in Australia or New Zealand and must be made in Australian Dollars. If you are a New Zealand investor you must also obtain a copy of the Important Information for New Zealand Investors.