Reframing retirement

Retirement looks different today. It’s no longer defined by rest – but by freedom, purpose and personal choice. For many, it’s a time to explore passions, try new things, or make a meaningful contribution to others.

There’s plenty of research and articles¹ talking about how longevity is changing the shape of our societies and our expectations for a fulfilling life in retirement. Whatever your vision, the key is planning with confidence and clarity.

Define your vision

Think about what retirement means to you. Do you want more time with family, to travel, volunteer, or explore new passions? Picture what your days might look like and what would make them more meaningful.

Build a strong foundation

Every great plan starts with clarity, so review your finances and create a plan that supports your goals – whether that means part time work, investment income, or a super-to-pension transition.  

Keep life simple and intentional

Whether it’s downsizing, decluttering or reprioritising – people may not even realise the process of simplifying can actually help².  

Acquire new skills

Retirement can provide more time to acquire new skills or revisit long-lost passions. Whether it's learning a new language for travel, taking up a creative hobby, or gaining knowledge for a career change, continuing education could be a key component of your journey. 

Stay connected

Share your plans with friends and family. Connection keeps you grounded and supported. You might even find others on a similar path – people choosing to live retirement their own way. 

Keep learning and growing

Retirement can open space for curiosity – whether it’s new skills, a creative hobby, or something entirely different. Keep challenging yourself, it keeps life interesting. 

Stay true to your values

Your money and your lifestyle both reflect what matters to you. From how you spend your time to how your super is invested, your choices can contribute to a future you feel proud of. 

Define your legacy 

Think beyond finances – what kind of legacy do you want to leave? The way you invest can be part of that legacy. When you super aligns with your values, it not only supports you personally, it also contributes to a better future for people and the world around you.  

Retirement isn’t an ending – for many it’s a new beginning. With a clear vision, thoughtful planning and the right support, you can shape a retirement that feels rewarding, secure and true to who you are. 

Learn more about how to start planning your ideal retirement.