Moderate Fund

Overview

Objective

To provide a diversified portfolio that has an appropriate balance between income and capital growth investments with low to medium levels of risk.

The Fund aims to achieve returns 2.50% above inflation¹after management costs over a 10 year period.

1 The measure of inflation is the Consumer Price Index (Trimmed mean) released by the Australian Bureau of Statistics on a quarterly basis.

Investment Strategy

The opportunity to invest in a diversiﬁed portfolio with exposure to growth and defensive assets. Asset classes include, but are not limited to, Australian and international shares, unlisted property, alternative assets and ﬁxed income securities.

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Fund facts

Overview
Class size $14 mil	Fund size $407 mil
Asset class Mixed asset	Benchmark¹ SAA Weighted Index
Inception date 15/09/2023	Recommended minimum investment timeframe 6 years
Risk level Low to medium	APIR code AUG7454AU

Fees and costs
Minimum initial investment $25,000 minimum in the Fund.	Management fees & costs 0.78% p.a.
Transaction costs 0.06%	Performance fees 0.03%
Buy/sell spread 0.05% / 0.05%

Distribution
Frequency Up to twice per year	Dates 30 June & 31 December

A full explanation of all the Fund features including fees and costs that you may be charged for investing in the Fund is provided in the Fund’s Product Disclosure Statement and the fee information page. For further information about the Fund and how we assess investments using our Ethical Criteria, please read the Additional Information Booklet and the Ethical Guide.

1. The indices that compose the SAA Weighted Index can be found here. The current benchmark may not have been the benchmark for all periods.

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Investment commentary

Check out our latest fund commentary for the three months ending 30 September 2026

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Portfolio

Resources

Case studies

We know it can be difficult to imagine the real world impact that your super has. Explore the case studies below to learn more about some of the companies we're invested in.

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Ways to invest

Directly with Australian Ethical

Complete our online or paper application form. You may be asked for your IDs for verification purposes.

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Through a platform

You could also invest through a range of platforms, which are typically used by advisers. If you don’t have an adviser but would like to find one, visit the Responsible Investment Association Australasia or the Financial Planning Association.

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