A retirement you can feel good about
Together, we’re building pensions that help shape a better future.
Build a retirement that works for you – and for the world around you
Why trust Australian Ethical with your pension?
Download a PDF form
*Subject to legislative requirements
How it works
If you want to keep working
You can:
- Create an account-based pension as part of a Transition to Retirement Strategy or TTR.
- Start an account-based pension while keeping your accumulation super fund.
- Boost your super by Salary Sacrificing some of your income, while topping up your salary with your pension income.
- Work less hours as you ease into retirement and boost your salary income with your pension income.
If you're ready to retire
You can create an account-based pension and receive regular income from your super.
To start an account-based pension without a TTR strategy you must:
- be 60 or over and have ended your employment OR
- be 65 or older, regardless of whether you’re still working or retired.
Learn more about creating a pension account
How to apply
Starting an account-based pension with Australian Ethical is simple. Start with the online form or download and complete the PDF version.
| Step One | Fill in your personal information |
| Step Two | Fund your account |
| Step Three | Set up your payments |
| Step Four | Choose your investment preferences |
| Step Five | Choose your beneficiaries |
| Step Six | Submit your application for approval |
Helpful retirement articles
Award-winning pension
Our award-winning# investment team has shown that an ethical approach to investing can deliver healthy* returns.