{"blockContentId":"151223","items":[{"blockContentId":"151279","title":"What is a distribution and what does it include?","contentHtml":"

A distribution is your share of the income earned by a managed fund.

Depending on the fund and market conditions, distributions may include:

Dividends from shares
Interest income from bonds and cash investments
Rental income from property investments
Realised capital gains from the sale of assets held by the fund
The proportion of each component will vary based on the underlying activity and outcomes of the fund during the relevant financial year. As a result, the composition of distributions may differ from one distribution period to the next.

","expandOnLoad":false},{"blockContentId":"151280","title":"What is a dividend?","contentHtml":"

A dividend is a payment made by a company to its shareholders from profits generated by the business. When a managed fund invests in companies that pay dividends, that income may form part of the fund's distribution to investors.

","expandOnLoad":false},{"blockContentId":"151230","title":"How and when are distributions paid?","contentHtml":"

Australian Ethical managed funds generally distribute income twice a year, following the end of each distribution period. Distributions may include income from dividends, interest and realised capital gains generated by the fund's investments.

You can choose to:

Reinvest your distributions into your investment, or
Have distributions paid directly into your nominated bank account.

If you don't nominate a preference, distributions will generally be automatically reinvested.

","expandOnLoad":false},{"blockContentId":"151281","title":"Why has my unit price gone down after a distribution?","contentHtml":"

This is normal and doesn't mean you've lost money.

Before a distribution is paid, the income earned by the fund is reflected in the unit price. Once that income has been distributed to investors, the value of the fund falls by the amount distributed, which causes the unit price to decrease.

","expandOnLoad":false},{"blockContentId":"151282","title":"How do I complete my tax return for my managed fund investment?","contentHtml":"

Each year you'll receive a tax statement for each managed fund you're invested in. This statement contains the information you'll generally need to help complete your tax return.

If you've sold, switched or transferred investments during the financial year, you may also need to consider Capital Gains Tax (CGT). Australian Ethical can provide transaction and distribution information; however, we can't provide CGT calculations or personal tax advice.

For more information, investors can refer to the Australian Ethical Tax Guide or seek advice from a registered tax adviser.

","expandOnLoad":false},{"blockContentId":"151283","title":"What tax information will I receive for my investment?","contentHtml":"

You'll generally receive an annual tax statement for each fund you're invested in. This statement includes information about taxable income, tax components and tax credits associated with your investment during the financial year.

","expandOnLoad":false},{"blockContentId":"151284","title":"When will I receive my tax statement?","contentHtml":"

Tax statements are generally issued after the end of the financial year and are designed to help you complete your tax return.

","expandOnLoad":false},{"blockContentId":"151285","title":"Where can I find my tax information?","contentHtml":"

Your annual tax statement provides information about the taxable components of your distributions and any tax credits that may apply to your investment. You can access and download your tax statement at any time by logging into your InvestorServe account. If you have investments across multiple funds, you'll receive a separate tax statement for each fund.

","expandOnLoad":false},{"blockContentId":"151286","title":"Will I pay tax on my managed fund investment?","contentHtml":"

Managed funds generally distribute taxable income to investors, who are responsible for reporting that income in their personal tax return.

The tax treatment of your investment will depend on your individual circumstances. We recommend speaking with a registered tax adviser if you require personal tax advice.

","expandOnLoad":false},{"blockContentId":"151287","title":"What happens if I don't provide my Tax File Number (TFN)?","contentHtml":"

You aren't required to provide your TFN. However, if a TFN isn't provided, tax may be withheld from distributions at the highest marginal tax rate.

","expandOnLoad":false},{"blockContentId":"151288","title":"What is Capital Gains Tax (CGT)?","contentHtml":"

Capital Gains Tax (CGT) may apply when an investment is sold, switched or transferred for a gain.

If you've sold part or all of your investment during the financial year, you may need to include any capital gains or losses in your tax return. We recommend speaking with a registered tax adviser if you require personal tax advice.

","expandOnLoad":false},{"blockContentId":"151289","title":"Why did I receive a $0 distribution?","contentHtml":"

A distribution may be zero if the fund's expenses exceeded its income during the distribution period or if the fund is carrying forward losses from previous years that offset current income.

","expandOnLoad":false},{"blockContentId":"151290","title":"Do I pay tax if my distributions are reinvested?","contentHtml":"

Yes. Reinvesting your distributions doesn't generally change the tax treatment. Reinvested distributions may still be assessable for tax purposes.

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We take care of your super

Distributions and tax FAQs

Distributions and tax FAQs

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