About the fund
A simpler way to align capital with purpose
The Australian Ethical Balanced Income Fund is a comprehensive strategy for purpose-driven wholesale investors — including foundations and not-for-profits seeking to steward capital responsibly.
It’s designed to make alignment straightforward: helping investors generate sustainable income and long-term capital stability while supporting positive real-world outcomes across social and environmental themes — without the complexity of building and managing a bespoke solution.
By combining a diversified multi-asset portfolio with deep ethical research and impact expertise, the Fund helps investors align their capital with their values. It seeks to reduce exposure to activities that may harm people, animals or the planet, while supporting investments that contribute to positive social and environmental outcomes—allowing investors to stay focused on their broader mission.
Total portfolio solution
Spanning listed, private and alternative investments — built for income and resilience.
Target return
Aims to deliver consistent income (targeting 5% p.a.) and real returns above inflation over the medium to long term.
Target impact allocation
Dedicated exposure to impact investments, supported by specialist ethical and impact expertise.
Overview
The Fund aims to deliver returns of 4% above inflation each year (after investment fees and taxes) over rolling 10-year periods.
A diversified portfolio of asset types and markets to reduce the volatility of returns. Asset classes include, but are not limited to, Australian and international shares, property and infrastructure, alternatives, fixed income securities and cash. The Fund will target a 10% investment in ‘impact’ assets - defined as those achieving a classification of ‘Contribute to solutions’ (C Score).
Why invest?
A whole-of-portfolio ethical approach
A consistent ethical approach across the portfolio, helping investors restrict exposures that may conflict with organisational values.
Income with purpose
A diversified mix of assets designed to support sustainable income and long-term capital stability for ongoing funding needs.
Access to real-world impact
A dedicated 10% target allocation to impact investments, targeting measurable outcomes across social and environmental themes.
Professionally-managed and implementation-ready
A single, professionally managed portfolio that removes the complexity of building and managing bespoke portfolios and provides governance, transparency and reporting.
Fund facts
| Overview | |
|---|---|
|
-
|
$20 mil
|
|
Mixed asset
|
-
|
|
03/07/2026
|
7 years
|
|
Medium
|
AUG3536AU
|
| Fees and costs | |
|---|---|
|
$500,000
|
0.95% p.a.
|
|
0.10% / 0.10%
|
0.00%
|
| Distribution | |
|---|---|
|
Semi-annual
|
30 June & 31 December
|
A full explanation of all the Fund features including key risks, benefits, fees and costs that you may be charged for investing in the Fund is provided in the Fund’s Information Memorandum and the fee information page.
Integrated investment & impact expertise
The Fund combines Australian Ethical’s established multi-asset investment and ethical expertise with the specialist impact capabilities of Australian Impact Investments (Aii), a recognised leader in impact investing in Australia.
Australian Ethical is responsible for overall portfolio construction, asset allocation and ethical oversight — ensuring the Fund delivers on its income, risk and responsible investment objectives.
Aii provides specialist support in sourcing, assessing and monitoring private market impact investments, and contributes to the Fund’s impact assessment and reporting framework.
Resources
Get in touch
To find out more about the Balanced Income Fund, complete our contact form, or contact Kirk McNeill directly on 0415 035 950 or email kmcneill@australianethical.com.au.
Kirk McNeill
National Manager, Investor Relationships
Invest with heart
This information has been prepared by Australian Ethical Investment Ltd (ABN 47 003 188 930, AFSL 229949) (Australian Ethical) in its capacity as trustee of the Australian Ethical Balanced Income Fund (ABN 63 775 839 546) (Fund) and is intended solely for Wholesale Clients as defined in sections 761G and 761GA of the Corporations Act 2001 (Cth). Australian Ethical is also investment manager of the Fund (Manager) and has entered into an agreement with Australian Impact Investment Pty Ltd for impact investment services to be provided in relation to the Fund.
This information is general in nature and is not intended to provide you with financial advice and does not take account of your individual investment objectives, financial situation or needs. The information is provided in summary form and may be subject to qualifications. Prospective investors should rely upon their own enquiries and seek such professional advice as they consider appropriate before deciding whether to invest in the Fund. Past performance is not a reliable indicator of future performance.
Before acting on the information, see the Financial Services Guide (FSG) and the Fund’s Information Memorandum (IM) to consider its appropriateness to your circumstances. You should read the IM in full entirety and consider consulting with a financial adviser or tax adviser. An investment in the Fund should be considered in the context of the risks outlined in the IM.