We’re making changes to our insurance offering and superannuation fees from 1 August 2025.
Insurance can be an important safety net and can provide security when you need it most. Together with our insurance provider, MetLife, we’re changing our insurance offering to provide Standard Default Cover members with a higher level of cover at all ages. Cover will become more cost-effective for most age groups, with the cost of cover for some age groups remaining unchanged. We’re also changing super fees and insurance fees to ensure the costs of insurance administration are applied only to members with insurance.
What's changing from 1 August 2025?
- Standard Default Cover members will experience an increase in the amount of Death and Total & Permanent Disablement (TPD) insurance cover they receive, while Death and TPD cover for others will become or remain Fixed Cover;
- Premiums and fees in relation to all types of insurance cover will change
- Some insurance policy terms and conditions will be updated; and
- There will be a reduction to the Administration Fee for Super and Pension customers.
Australian Ethical members have been sent a personalised Significant Event Notice (SEN) to their email or postal address.
This is also available online via the member portal.
Find more information
In addition to the personalised SEN, additional information can be found in the following documents:
Access the SEN
How to access the personalised SEN from the member portal
- Login to the member portal. If you haven’t already activated your member portal, you can do so using your account number. You can find your account number in the most recent email sent to you from Australian Ethical.
- Go to ‘More’ > ‘Documents’
If you were previously a Christian Super member not all of the above changes apply to you. The Significant Event Notice applicable to you was sent to your nominated email or postal address.