This page compares Australian Ethical and Australian Super default ‘Balanced’ options.^
What are you invested in
|
Australian Ethical |
||
Fossil fuel companies |
No+ | Yes |
Gambling companies |
No+ | Yes |
Alcohol companies |
No+ | Yes |
Weapons companies |
No+ | Yes |
Intensive animal agriculture companies |
No+ | Yes |
Renewable energy |
Yes | Yes |
Education |
Yes | Yes |
| Yes |
Ethical investing
|
Australian Ethical |
||
|
Positive screening |
Yes | No |
|
Negative screening |
Yes | Yes |
|
Transparency |
Yes | |
|
Responsible Investment Association Australasia certified |
Yes | No |
|
All 7 super options are ethical |
Other important details
|
Australian Ethical |
||
|
After fee investment performance over 5 years |
9.10% |
9.93% |
|
Performance objective |
CPI + 3.5% p.a. over 10 years |
CPI + 3.84% p.a. over medium to long term |
|
Fees for a balance of $50,000 |
$622 | $387 |
|
MySuper approved |
Yes | Yes |
|
4.1 stars (out of 5) |
All information is accurate as at 16 September 2021.
This information is general information only and does not take account of your individual investment objectives, financial situation or needs. Before acting on it, consider seeking independent financial advice. Past performance is not an indicator of future performance.
Information from other providers is based on what’s publicly available on the internet. Things do change and while we endeavour to provide the most up to date information from other providers for comparison purpose we cannot guarantee 100% accuracy. If you would like to know more we recommend you to seek information from the different providers’ websites.
^For comparison purposes, we’ve selected the default balanced option of each fund. Please note that every fund has a different investment approach, strategies and risk level. We encourage you to do your own comparison and review the relevant Product Disclosure Statement.
+Our investment exclusions include some exceptions and tolerances. For more information on our ethical criteria including examples of revenue tolerances, visit this page.
As an example, we don’t invest in companies whose main business is fossil fuels, or in diversified companies that earn some fossil fuel revenue and aren't creating positive impact with their other activities. We may invest in a diversified company which is having a positive impact in other ways such as producing renewable energy, providing its negative revenue is sufficiently low (a maximum of 5% to 33% depending on the activity).
*Past performance is not a reliable indicator of future performance. According to SuperRatings Fund Crediting Rate Survey - SR50 Balanced (60-76) Index. SuperRatings does not issue, sell, guarantee or underwrite this product. See the website for details of its ratings criteria. SuperRatings performance figure is net of percentage based administration and investment fees and does not include the dollar based administration fee ($97). Fees are also unit-based rather than based on a balance of $50,000.
Create the tomorrow you want to see with Australian Ethical
More than just hope or ambition, we harness the power of your money to create real change for people, planet and animals while growing your portfolio.
Nil investment in fossil fuel companies, nuclear, tobacco companies1
77% less CO2 produced by the companies we invest in, compared to benchmark2
13x more investment in renewable power generation than the global share market3
1. We don’t invest in companies whose main business is fossil fuels, or in diversified companies that earn some fossil fuel revenue and aren't creating positive impact with their other activities. We may invest in a diversified company which is having a positive impact in other ways such as producing renewable energy, providing its negative revenue is sufficiently low (a maximum of 5% to 33% depending on the activity). We have never invested in tobacco and support Tobacco Free Portfolios. For more information, visit our Ethical Criteria.
2. Carbon intensity (tonnes CO2e per $ revenue) of Australia Ethical share investments compared to blended benchmark of S&P ASX 200 Index (for Australian and NZ shareholdings) and MSCI World ex Australia Index (for international shareholdings). Shareholdings as at 30 June 2021.
3. Proportion of our share investments in renewable power generation compared to the blended benchmark. Shareholdings as at 30 June 2021.
Find out more about
our world-changing super
Positive screening refers to the intentional inclusion of investments in a portfolio because they provide positive solutions or have better ESG performance relative to benchmarks or peers.
Negative screening means certain sectors or companies are excluded from a fund based on specific ESG criteria. For example, fossil fuels, tobacco or armaments. You can check whether a fund invests in companies that don’t align with your values.
Clear, simple information should be easily accessible by customers. For example, how rigorously the fund screens companies before investing, or whether the whole fund follows an ethical investment approach, or just one or two of its investment options.
It’s important to keep an eye out for funds that make misleading or exaggerated claims about their impact. Look for a history of sustainability reporting and quantified impact claims.
The Responsible Investment Association Australasia’s (RIAA) Responsible Investment Certification Program is the leading initiative for distinguishing quality responsible, ethical and impact investment products and services in Australia and New Zealand.
RIAA’s Certification Symbol is recognised by investors and consumers across the region, providing confidence that a product or provider is delivering on its responsible investment promise and meeting the Australian and New Zealand Standard for responsible investing. It signifies that:
- A product or service has implemented an investment style and process that systematically takes into account environmental, social, governance or ethical considerations, and this investment process reliability has been verified by an external party. The product or service meets the strict operational and disclosure practices of Certification Program requirements.
- A financial adviser has committed to offering responsible and ethical advice to all their clients, is experienced in offering specialist advice, and has responsible investment products on their approved product list.
MySuper is a Government superannuation initiative which aims to provide low cost, simple and comparable superannuation products which employers can choose to set as their default super fund when an employee doesn’t choose one themselves. Learn more about MySuper here.