Are the duties of your regular occupation limited to professional, managerial, administrative, clerical, secretarial or similar 'white collar' tasks which do not involve manual work or teaching, and are undertaken entirely within an office environment (excluding travel time from one office environment to another)?

Is the income you earn from your regular occupation greater than $100,000 per annum?

Do you either hold tertiary qualifications or are you a registered member of a professional institute or governing body in relation to your profession, or do you work as a member of the executive leadership team with your employer?

Are you either performing light manual skilled work or trade qualified working in a non-harzardous industry*?

*Trade qualified working in a non-harzardous industry can include:

• Qualified tradespeople such as electricians or carpenters working in a domestic environment
• Trade occupations in an office environment such as equipment repair person
• Occupations involving light manual work greater than 20% involving light manual work such as insurance assessor, building inspector or surveyor
• Occupations involving the supervision of manual work such as building foreman

Do you perform moderate to heavy manual work or operate heavy machinery, and you hold tertiary qualifications relevant to your current occupation, and you do not work in high risk occupations^?

^ High risk occupations can include:

• Working at heights or underground
• Working in any occupation that exposes you to danger, such as firefighter or pilot
• Working with firearms, such as police officers
• Working in heavy manual occupations that do not require tertiary or trade qualifications such as labourer, warehouse worker, brick layer, factory worker
• Working as an inter-state bus or truck driver

If you answered yes to this question, your occupational category may be Manual.

If you answered no to this question, your occupational category may be Heavy Manual.