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_{#Past performance is not a reliable indicator of future performance. Ratings or investment returns are only one factor you should consider when deciding how to invest your super. Remember, superannuation is generally a long-term investment. For details on the risks and fees of investing in Australian Ethical Super, please refer to the Super Product Disclosure Statement.}

_{SuperRatings does not issue, sell, guarantee or underwrite this product. Go to www.superratings.com.au for details of its ratings criteria. SuperRatings performance figure is net of percentage based administration and investment fees. It does not include the $97 annual fee.}

_{Source: SuperRatings Fund Crediting Rate Survey as at 30 September 2020:}

• Australian Ethical Super’s Australian Shares option ranks no.1 over 5 years, 7 years and 10 years according to the SuperRatings Fund Crediting Rate Survey – Australian Shares Index delivering returns of 10.70% p.a, 11.02% p.a and 10.82% p.a respectively.
• Australian Ethical Super’s Balanced option was ranked no.3 in the SuperRatings Fund Crediting Rate Survey – SR50 Balanced (60-76) Index over 3 years delivering a 7.39% return (5 year return is 7.12% p.a and 7 year return is 7.26% p.a).

^{^ Emissions of Australian Ethical share investments compared to benchmark of S&P ASX 200 Index (for Australian shareholdings) and MSCI World ex Australia Index (for international shareholdings). Calculated as at 31 December 2018.}