Insurance options

Australian Ethical offers insurance cover for major traumatic events, which may significantly damage your own and your family’s retirement plans.

We offer insurance cover via an arrangement with insurance provider, Tower Australia Ltd.

Where insurance is optional

We offer optional insurance cover for:

  • death
  • death and total and permanent disablement, and
  • income protection.

As these are optional, you will need to apply for insurance.

To receive insurance cover, please contact us or your financial adviser for an application form.

Please read ‘Optional insurance cover’ from our Product Disclosure Statement if you are interested in taking up cover.

Where insurance is automatic

We offer automatic insurance for death if:

  • you become a member of Australian Ethical Superannuation by your employer’s default fund choice, because you have not exercised a choice to select a superannuation fund for your contributions, or
  • your employer has arranged for an insurance benefit to be automatically provided to its employees.

Please read ‘Automatic insurance cover’ from our Product Disclosure Statement.